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Swittest vs Lab Test Tools

swittest offers a software-defined approach to card testing which enables EMV testing to be embedded into the development work while traditional lab certificaiton tools are used to validate the EMV tests prior to certification.

Certified Tool
Automated Testing
Custom Test Cases
Virtual Cards
Accredited with major brands
L3 Test Coverage
Developer-Friendly Workflows
Debugging Tools Built-in
Certification SDK
API Access
Cloud Based
Flexible Pricing Model
Certification Tools
Ready to certify code
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Used by official
payment lab
Ready to certify code
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Limited automation;
mostly manual for probe testing
Generic Level 2 API
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Restricted to brand-defined
test plans and transactions only.
Test automation framework
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Card data is fixed and not
viewable or editable.
EMV CI/CD pipes (through github account)
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Must purchase multiple
tools to cover all brands
Virtualized EMV Level 2 test plan
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Only designed for L2
Certification Environment
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Run tests manually through
tool interface or probe.
Virtual cards
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Must use third party tools.  
P2PE mechanism design
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Must use SDK
provided by L2 stack.   
EMV Level 2 updates
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Standalone tools only.
Sensitive data protection
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Mostly windows-only
with proprietary probes
Universal test probe
Licenses per user

Lab tools for pre-certification and validation.

Lab certification tools are designed for formal pre-certification testing. They're typically used by QA teams at the end of the development cycle to validate that the application conforms to specific test plans from each card brand. These tools are required to obtain official EMV Level 2 certifications and often rely on probe-based hardware and manual processes.

Swittest for developers.

By contrast, Swittest is designed for payment application developers and integrates directly into their daily workflows and enables:
- Automated testing of EMV Level 2 functionality on every commit
- Custom test cases to simulate edge cases beyond standard test plans
- Virtualized test environments that don’t require physical terminals

This gives developers the tools they need to build for certification from day one—catching issues early, validating updates quickly, and expanding test coverage beyond what’s possible with certification tools alone.

Why combine Swittest + lab tools? 

Swittest and lab tools serve different but complementary roles.
Teams can use Swittest during development to:
- Run EMV L2 tests continuously in CI pipelines or local dev environments
- Quickly debug issues using virtual terminals and developer logs
- Validate fixes across multiple brands and configurations before involving QA or external labs
- Then, use lab tools at the end of the cycle for formal pre-certification with official probes and documentation.

By combining both tools:
- Developers gain autonomy to test and improve their code without waiting on QA
- QA teams receive better-prepared builds, reducing back-and-forth during certification
- Teams gain more test coverage, improve quality, and shorten time-to-certification

Get started with
swittest

Register for our early access program with flexible pricing based on test executions.​ Access fully managed L2 test plans and automated validation tools.​ Compatible with major EMV kernels.​